Excellence defines Intercontinental Bank. Our culture of excellence is the magic wand behind our outstanding corporate performance over the years. For us, excellence is timely, convenient, innovative and error free customer services. It is when the customer is satisfied and happy. Excellence is the underlying philosophy behind our corporate theme: Happy Customer Happy Bank.
Our relentless pursuit of excellence also reflects in our products’ quality in terms of innovation, customers' convenience and meeting specific banking needs of individuals, groups or markets. Intercontinental Bank products are reputed as leading brands in the Nigerian banking industry.
The cornerstone to our passion to excel at all times is Trust in God, the first of our corporate values. We adjudge our interactions with counter parties on ethical principles, so as to remain in right standing with our customers. More than anything else, this principle underlies our progress. We shall hold strongly to it as we press forward.
Excellence, flexibility, customized solutions and our people’s professionalism underscore our competitive edge in the market. This has seen our rapid growth and profitability as well as massive support by customers and investors. Today, for instance, our Shareholders' Funds, stands at about N200.4 billion, making us the first bank to cross the one billion dollar mark in share capital and the largest bank in the Nigerian banking industry in terms of Tier 1 Capital. This has provided the leverage to execute big-ticket transactions and generate confidence in all our business partners.
Our highly professional and motivated people have capacity, empathy and deep understanding of our customer businesses and alternative financial structures and products to respond swiftly to their transaction requirements and truly delight them.
In addition, we have decentralized and dispersed the locus of decision making across regions, offices and structures of the bank to ensure we are in a position to give our customers requisite responses to their transaction enquiries on a timely basis.
In our bid to ensure process excellence and customers' convenience, we have made huge investments in our processes and systems by updating our information and communication technology platforms to the highest global standards.
The above encapsulates the professionalism, flexibility and swiftness inherent in our operations and continues to give us the edge above competition.
The Intercontinental Bank Group is one of Nigeria’s largest diversified financial services institution with subsidiaries in banking & finance, insurance, stockbroking, discount house, mortgage & property development e.t.c.
The bank’s subsidiary companies include: WAPIC Insurance Plc: A composite full line insurance company and one of the biggest in Nigeria; Intercontinental Capital Markets Limited: A leading market operator in the Nigerian capital market providing investment and specialized services to private, institutional and corporate clients; Intercontinental Securities Limited: Member of the Nigerian Stock Exchange, licensed as a broker/ dealer and issuing house; Intercontinental Properties Limited: One of the fastest growing property development and support service companies in Nigeria; Intercontinental Homes (Savings & Loans) Limited: A leading primary mortgage institution (PMI) offering a full range of mortgage loan services and access to the National Housing Fund; Intercontinental Finance & Investment Limited: A major finance company that offers total financing solutions with value adding products and services to its customers; Intercontinental Trustees Limited: Is registered to provide corporate and private trust services to corporate bodies and individuals; Intercontinental Registrars and Associated Discount House Limited: An associate company and one of the biggest discount houses in the country with market leading products and services.
Our track record of exceptionally high returns on investments since inception, continue to endear us to our stakeholders. Our network of international correspondent banking partners put us in good stead to deliver fast and efficient international trade services.
We have a very stable Board of Directors which is made up of some of the most respected leaders of industry who have carved niches in their areas of endeavour with established reputation for business acumen and excellence. The offshoot is the bank’s steady and dynamic growth from inception.
Our brand equity is strong and growing as we keep ahead of local competition and drive aggressively into the international banking scene.