...whenever pay-day seems so far away
Whenever unexpected expenses creep into your plans, pay-day always seems like light years ahead. Liberate yourself from the crunch, get quick access to fund unplanned financial obligations with HappyLife Salary Advance. from Intercontinental Bank.
VARIANTS
- Happylife Salary advance (basic): A One-Off TOD against Salary
- Happylife Salary advance (Plus): A salary Advance up to maximum of three months. The facility tenor must be within three months.
- Happylife Salary (Corporate): An arrangement with employers in Oil &Gas, Banking & Finance, Telecomm, Blue-chip companies, Embassies, reputable NGOs, government agencies, where the bank gives facilities to identified staff with the consent of the company.
FEATURES & BENEFITS
- Customer must have a salary account with the bank
- Minimum and maximum single availment of =N= 10,000 and N 250,000 respectively for Happylife Salary advance (basic) and maximum of N500, 000.00 for Happylife Salary advance (Plus) and N2,000,000 for Corporate variants.
- Customer should have spent at least 12 months with the organization. (Confirmed Employee)
- Collateral: - Letter of guarantee from Applicant’s employer or - 2 Guarantors from a credible employee of a reputable organization, one of whom must be a co-employee.
- Max tenor of 1 month (4weeks) for Happylife salary advance (Basic) and 3 months (12 weeks) for Happylife salary advance (Plus) and Corporate.
DOCUMENTATION REQUIRED
- Customer completes Loan Application form.
- Last Six Month Pay slips / bank statement
- Letter of comfort/guarantee/reference from; employer, other credible employees.
- Letter of Domiciliation for Happylife Corporate
- New customers will have to open a current account