Personal Finance

Personal finance is all about how individuals and households, rather than companies or organizations, manage their income, spending, savings and Investments. It is also the financial management of how much to spend, budget, save, invest, plan for retirement, and other future events. It may also refer to the whole field from a person’s point of view., or that of a sector that provides people and their families with financial services.

5 Main areas of personal Finance:

• Income
• Budgeting
• Saving
• Investing
• Protection